Here At The Business Finance Branch We Are FCA Authorised

The Business Finance Branch is an independent and impartial business and asset finance brokerage, with no ties to any particular lenders.

Independent And Impartial Business And Asset Finance Brokerage

We can access a whole of market lender panel, and our job is to understand your business and asset finance requirements to source the best solution and outcome, including the following:

Unsecured – or secured against business / property assets – and can be used for any business purpose. May require directors’ Personal Guarantee or Company Debenture. Multiple types of loan, including fixed term, revolving credit and RLS scheme. A calculator can be used to determine the amount of loan that is suitable for your business needs.

Hire Purchase and Lease contracts on purchasing New or Used assets for your business, or refinancing assets you already own. Broad range of assets covered, incl. plant, machinery, vehicles, IT, audio visual, alarm systems and fit out.

Unlock the value of unpaid client invoices – get paid today for completed work / goods where client payment terms can stretch out to 60 + days. Products vary to fit your business model – all help you manage your cashflow and overheads in advance of client payments. The finance industry offers various solutions to help businesses manage their cashflow and get paid for completed work, even when clients take longer to pay.

If your business purchases goods, parts or materials from abroad or within the UK we can help fund up-front and staged payments, incl. freight and VAT. Whether you buy finished goods, for stock or for manufacturing, we can help fill the funding gap in your trading cycle.

Commercial Mortgages

Commercial mortgages play a pivotal role in facilitating the growth and stability of businesses across various industries. Unlike residential mortgages that pertain to personal homes, commercial mortgages are designed to provide funding for properties intended for business use, such as office buildings, retail centres, industrial spaces, and multi-unit apartment complexes.

Members Of The NACFB

The Business Finance Branch Limited are members of the NACFB – National Association of Commercial Finance Brokers – and we subscribe to their Code of Practice.

The Business Finance Branch Ltd is an Appointed Representative of Commercial Finance Brokers UK Ltd. Commercial Finance Brokers UK Limited is authorised and regulated by the Finance Conduct Authority (“FCA”) under number 736199. The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website at www.fca.org.uk/firms/systems-reporting/register or by contacting the FCA on 0800 111 6768.